My girlfriend has had two accidents in the last month. She has been riding her E-Bike and there was a car in the bike lane, she was turning left and when the traffic light went green, the car suddenly turned right and striaght into her and the bike. She was amazed that loads of chinese people stood in front of the car so he couldnt drive off. He had to take her to hospital and pay for everything, luckily she wasnt too hurt. The second time she just came out of work and she was going past a slow moving car, the dorr suddenly opened and smashed striaght into her fingers. The door shut quickly and the car drove off. Luckily nothing was broken.
I have had people suddenly swerve into me when I have been going in a striaght line on a big road with no one else on it, I was like 2 metres away from the guy and its like they go into a day dream and just go lala. I have had to kick a few bikes out of the way when they have done it.
Pedestrians walking off of bus stops is the worst, they never look, they just walk straight out into the bike last. I have seen loads of accidents next to bus stops.
I have only fallen off my bike once, when a couple walked straight out in front of me, looking directly at me, i slammed on the brakes (even though I should have slammed into them) and the back end slid out and I fell off. They just continued to stare and walk.